Save Money on Insurance, Why Work With An Independent Insurance Agent?
vendredi 19 avril 2019, 12:00 , par Silicon.fr
Oftentimes consumers seek out more affordable rates for their car insurance, home insurance, life insurance, and more. Here are some common questions, “Where is the best place to find better insurance rates? Should you call a 1-800 number? Should you call a “big box” agency? Or should you call a local independent insurance broker?”
Of course, we recommend call a broker! And the reason is simple: they can quote multiple insurance carriers for you at once. This saves you time and more than likely will save you money.
Think about it. If you want to shop your car insurance in Maryland and call a 1-800 number company they will be able to provide you with one quote from one company. If you were to call an independent insurance broker, they will be able to quote multiple companies that are often top national and regional insurance carriers.
Car insurance has been commoditized in recent times through constant commercials and advertising promoting saving money on the insurance plan. But we propose that saving money on insurance comes second to building an appropriate insurance bundle.
If you get into an insurance claim, you will quickly forget about the $100 you saved by switching to a cheaper policy. Trust me, I’ve been there. What you will be concerned about is if you have appropriate car insurance. In other words, is your coverage going to protect you in the case of a lawsuit. Or is your coverage going to protect your possessions, such as your car, in the case of an accident.
So, we propose that its time to stop commoditizing insurance and become coverage based first and price conscious second.
An insurance broker can help you with car insurance, home insurance, life insurance, and more! And you can build a relationship with them over time while your needs change. As time goes on you may have a greater need for life insurance or may even need an umbrella policy.
Key point: seek appropriate insurance that is affordable. Jesse Cunningham V is the owner of Mountain View Insurance Solutions which is an independent insurance brokerage located in Bel Air, Maryland. They serve the local Harford and Baltimore County community with insurance solutions such as car insurance, home insurance, life insurance, disability insurance, annuities, Medicare supplements, long term care, and more!
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mer. 2 déc. - 23:07 CET