Self helps you build credit just by building savings.

At a certain point, virtually everyone gets tired of living a hand-to-mouth existence. If you want to build something bigger for yourself, like amassing property or establishing a financial future, it all starts with your credit. 

And your credit boils down to your credit score, which is how you get approved for a credit card, a mortgage, or a personal loan, as well as the interest rates you'll ultimately pay on those loans. — Read the rest